tucsondude asked:


In some areas of the country they are trying to ban payday loan stores, citing predatory practices and unfair interest rates. These places have clearly listed their rates, as high as they are, on paper and listed in signed contracts. Opponents of the proposed law banning payday loans say that the extra fees are better than not getting money for a needed car repair, a bill that must be paid (electric, gas) or bouncing a check because the money was not in the account. What’s your take on these places. Explain your position.

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jrvjeo asked:


I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?

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Amber W asked:


We are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only bad if you dont pay it back the next paycheck and my husband gets a bonus next week so we will be paying it back next week. Anyone have an idea of a good site?

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Dawn L asked:


We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?

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Yahoostar asked:


Has anyone ever gotten a payday loan? I am in an emergency and can definitely pay this back by next pay day, however, I don’t know which payday loan company to trust. Any suggestions?

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clbmeb04 asked:


I know payday loans are bad so please don’t say anything about it. I am looking for a good payday loan company that offers the following:
Will take over $1400 for income, Only requires a bank statement, can be on disability for the income, and last but not least won’t do credit checks. Thanks

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nolan3248 asked:


I have a payday loan for 300 dollars my balance is 390. I just paid the 90 dollar minimum and the balance is still at 390. Do I have to pay the loan off in full to get rid of it?

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elaine asked:


I fell into the payday loan trap, which I struggled my way out of. Now when I see someone going into one of those places, I just want to run grab them and pull them in the opposite direction! I hate predatory lenders.

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urbutlergirl asked:


I live in Illiois. I couldn’t repay my payday loan so the company took my car instead. Can I deduct this loss on my 2006 income taxes?

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JediMaster asked:


How do payday loan places prey on the poor? How do they keep people trapped in an endless cycle? What makes people use pay day loan places to begin with?

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