anonyomous asked:


3 months ago, I applied for an online cash advance for $200 from 500 fast cash. Now the problem is I want to pay the money but I can’t figure out how. I cant find their address online. I don’t have their phone number. And if I google them they don’t have any contact information. I write them an email leave my phone number but I never hear from them. They are 500 fast cash.
They are charging me way lot of money. Based on the agreement they are charging 60 fee every two weeks. I have called them couple of times and they give a reason why I cant pay the loan. Sometimes they tell me I have to pay before 12 Local Time and sometimes they tell me it should be 4 days before the payday. And if I tell them it is not fair, they tell me to read the terms and conditions.
For a $200 cash advance they have already took $1000 from my account.
What should I do? I need help? Is this a scam?

Evangelina

Janet E asked:


I was just wondering if anyone ever actually got a small personal loan like $3,000 really quick with bad credit excluding Credit Union, Bank, and from any of the people like F. Linkus or others that usually list. Prosper seems great, but lowest score you can have is 560. What about credit score of 432? My daughter just sent in 3 things to the credit report that have been on there for 11 years. I wonder what that would bring her score to be? She just got behind a month on bills and needs to get caught up. She has 3 degrees and is now teaching but needs a short term loan of $3,000 and can pay back $500.00 a month. She has no rent and no vehicle payment. Just school clothes and to get caught up with bills. Then she would only have 1 payment of $500.00 and just about $500.00 worth of other bills every month -daycare etc. Any ideas. Payday loans are out. Too much interest and not enough money. I need ideas. She is dependable except for just getting behind (spouse problems)
If you leave an e-mail address to contact you, how come you don’t accept e-mail?

Georgia

Michael D asked:


My company name is Zip Cash so we were thinking of incorporating Zip into the copy. I was also wanting a jingle or at least a catchy phrase. I want to emphasize fast, convenient, considederate, personal attributes.

Rashad

sorrenmaa asked:


Does anyone know of a company for cash advance with
just a savings account and no credit checks?

Ernesto

James A asked:


I am paid once a month and with Christmas coming, I could use a little extra cash. I have tried searching online, and all I have found were matching services. Can anyone give me an actual web address for a real payday loan company?

Lynn

alicia g asked:


My husband and I are in a financial bind. We need at least $1000 very soon to pay bills. Both of us work, but we had an emergency recently that basically took everything we had. Bills are adding up fast and we just don’t have the money to pay them. We are a young couple and don’t have any credit yet, and we keep getting denied for loans. My friend told me about a cash advance or payday loan. Do you think that it’s a good idea and how does it work.

Homer

Simmy asked:


Where can I get a real $3,000 personal loan with bad credit. I completed a bankruptcy due to divorce a while back. Since then I’ve been able to get a new car and apartment, but I can’t seem to get a personal loan. I have no problems paying the loan and my new income more than qualifies for this type of loan. I’ve applied a a few places and was turned down. I’m tired of checking out places online that promise and personal loan that turns out to be a payday type loan. I want to seriously know if there is a place in California or on the internet that will give someone like me a real personal loan. There has to be some place the give this type of loan to people with my credit background. Please don’ t tell me not to get a loan and all that other nonsense, I have no problem paying this loan back with in 4 months time and the only reason I went bankrupt is because of a x-husband who refused to pay his half of our bills since I left his cheating ****. Loan to take care of a serious situation.

Arron

Chloe B asked:


I had to change bank account number to another because they were ACH W/D that did not come from me,so they took all my cash. I got a new account and closed the other, that didn’t solve my problem because I am broke and not cash to pay my most important bills, like my electricy,water and other payments. Does anyone have any answers to my problem. PLEASE HELP-IRENE

Sophia

puzzled1 asked:


We got married on April 5th 2008 and have been struggling financially since July. First it was us together spending money using credit cards. Those quickly got maxed out. I had provided my wife with a Chevron credit card which she maxed out within a two week time frame and nothing to show for it. I then made a decision to borrow money from banks to get ahead on some of the bills and pay off the credit cards. Which I should have chosen to pay off Bank loans instead. Because the credit cards where maxed out again in shorter time and over the limit worse than before. My wife began to borrow from online payday companies and in most cases using my social security number. Which results in the worse scenarios possible. My credit score was exceptional now we are not able to pay any of the loans credit cards or payday loans. My credit score is dropping faster then Equifax can compute. We were able to address short term bills, but once all the bills were somewhat caught up. We began getting bank overdrafts, we are now on a weekly basis overdrawing the account due to her writing check for things we so called need. For every over draft no matter how small we are charged 25$ and mostly from checks that she wrote knowing that we dont have the money in the bank. Which can add at an alarming rate when the bounced checks are reprocessed again after they failed the first time. So any one check can be a 50$ charge not including the fees by the receipent of the check. We have argued countless times about this to the point of her making physical contact with me and me threating to end our relationship. Yet 2 weeks later it reoccurs again to the point that I dont say anything because I dont want to deal with the arguing. She has admitted to me that she has a problem with spending money. We are to the point to where we are struggling just to pay for bare neccessities. Utilities, Gas transport. Bank Loan, Car Loan, Insurance, Child care, Rent, We dont make enough to keep these bills up. I am to the point to where it would be better for us to end the relationship move back to our parents and get our lives back in order. She is completely torn and does not want this to happen. I would like for us to be happy and live comfortably. But i dont know what the next step is when she has this problem thats going to continue to keep us from progressing in this financial struggle. What should i do force the relationship to end or enforce some type of restrictions?
As for a seperate checking account or living on cash alone great options. We both work she gets a check. My job requires direct deposit so i have to have an account. We have a joint account currently and had to close one account previously due to the payday loan companies taking out twice as much than is owed. She has also opened up another account, in her own name at another bank. She has been going to the payday loan websites again and almost certain she is using my social security number to get the payday loans deposited. That arent gonna be paid back. She promises she has not done this yet but is there anyway i can prevent my information from being used without causing her to be charged with identity theft?

These are our bills a month
350 child support for my other children
340 child care for her child
320 gas transport to our jobs
240 or more for food and house items
250 rent
262 carloan
167 bank loan
50 heating gas bill
67 Cable TV/internet
153 Bank loan for paid billz
125 cellphone for us to keep in contact for emergencies
137 insurance
125 light bills
I make 670$ every two weeks
she makes 580 every two weeks
I had suggested she pay the 340 child care for her child, 320 gas transport to our jobs, 240 or more for food and house items - But i am stuck with the rest and its just not possible on our income.

Juliette