Megan B asked:


i need cash today,i am trying to get a payday loan.i have everything i need for one,i just need a place close buy my house. between west seattle and burien

Josefa

LM asked:


I thought there were places that would do my taxes, see what my refund calculates out to, and give me a check the same day and then have my actual refund directly deposited to them (the company) so there was no need to do credit checks, etc., but every place I’ve found so far processes tax refund advances like an actual loan where they perform a credit check and charge interest. Is there any place that will give me my refund right away without the hassle of a credit check? I know for sure I won’t be approved for any type of “loan” and I need the money fast!!! I’ve never had to deal with this before since I’ve always done my own taxes and have never needed the money right away, but this year I’m having some money issues (like almost everyone else in the country) and I need my refund as quickly as possible or my husband, my 2 year old daughter, and my 7-month-pregnant self might be sleeping in a house without electricity for a week until I get paid again. I’m trying to avoid getting a payday loan as I know the interest rates are astronomical for those. HELP!!! I swear there are places that give you an early refund check without credit checks, but I simply cannot find one anywhere online!!

Sophia

Mia B asked:


Is this the only way to establish good credit?
I don’t want to EVER own one bcuz if I really need a ton of money fast I would just atke out a personal loan or something.

It seems getting a Credit Card is the quickest way to debt!
I would like to only stick with a Debit card and getting only Payday type loans when needed.

Is this feesable?

btw, I’m 17 years old. Just looking toward the future! lol.

Dwight

Primp asked:


This collection company has bought an old online Payday loan account from a previous company that I dealt with. Now they are faxing my job threatenting legal action and on the front cover of the fax it states that a warrant will be issued for my possible arrest through my local district attorney and it outlines my debt for any passerby to see.

It was first sent over to another department, in which an employee re-faxed it to my area, then from there, another employee took it off the fax and gave it to me. Is this legal?

Furthermore, they included my social security number on the fax.

Pauline

Nikki asked:


I recently just lost my job and I was not able to pay it back. I explained this to the people and said i will try my best to get the money. they just keep calling and threatening me and saying they will do a “point of contact” I’m not sure what that means. when i tried to explain my situation the guy on the phone was so rude he didn’t even let me talk. he was just like “you better find someway to get the money by 5..sell something borrow it i don’t care” im just getting nervous because i don’t want to go to jail but i still need time. Its 266 dollars. I know it doeskin sound like much but it is when you are a college student and have no help. I JUST WANT TO KNOW THE WORST THAT CAN HAPPEN??? WILL I HAVE TO GO TO COURT??? WILL THEY HAVE ME ARRESTED???

Trinidad

darkswisschocolate asked:


I have tried applying for payday and bad credit loans for 5 days straight, but I have horrible credit (check systems, tax liens, reposessions, late payments etc.). I have two bank accounts (online type) because I cannot qualify for a standard account. I need to find a place, even with a very hight interest rate (up to 50%) where I can borrow about $1500 … I have a very secure job with state civil service…please help.

Emanuel