20+ years and still in-love! asked:


So with the old saying of “if it sounds to good to be true, it probably is” Has anyone ever tried the online loan places (not payday loans) but the ones that guarantee a loan but charge a processing fee of $39.95
I was just wondering if anyone has had anything good or bad to say about these links.

Octavio

Michael Z asked:


my question is i been paying off a payday loan from the cash store through a 3rd party collection agency for about 9 months at 100 dollars a month then I fine out that in early August my account was sent back to “The Cash store” I noticed it was the same time frame that alot of the companies in Oregon gave up there license to do business in Oregon cause of the new laws that went in effect in Oregon on July 1st. Now I cant get a hold of anyone from the company to ask whats going on. I owed 435 dollars lefted of about a 1000 dollar original balance. Do you think they just charged off the remaining balance?

Coleman

Holly asked:


Ok, I’m 24 years old. I’ve never had a credit card, by choice. I’ve been trying to keep my debt down so that when I’m married and start a family we won’t be drowning in debt. I’ve made it fine until now.

I’m in a position where I need at least $300 (preferably more) FAST. I have no one who I can turn to and ask for the money. And it’s for rent, so obviously you can see that it’s important. I have a job but I don’t start it for a couple of days. So I know I won’t get my first check in time to cover these expenses.

Basically I’m brainstorming how I can come up with this money in the way that will cause the least financial trouble down the road. The only ideas I have come up with are to either:

a) use a credit card, or
b) payday loan.

I am scared of payday loans, even though I have friends who have gotten then and said it wasn’t that bad. I’m also scared of credit though, because I’m not an expert in it. And I’m not sure how it would work if I charged $300 so soon.
Please give reasoning. It would be greatly appreciated. The second person said “Do NOT pay your rent with your credit card.” But darling, you gave no reason and I’d like to know why. I am only talking about $300. Is that really so bad?
It’s already late. My landlords already been understanding. And they haven’t been evil about it (yet). They seem like nice people, but I don’t want to try their patience. I have paid a small amount on this month’s rent, but haven’t been able to pay the rest yes. It’s already almost 2 weeks late.

Guy

bobbsy2007 asked:


Hi ! I was wondering if anybody knows of any payday loan or fast cash companies that arent associated with mem as they keep declining me even tho I meet their criteria ! it cant be my credit rating as that is ok, and dont want to take out a standard loan as it really is just a short term thing ! would be grateful for any help thanks
no defaults or missed payments or nothing ! was really just a quick fix as get paid on friday and can literally pay it back then ! its just there are so many sites to go to but they all seem to be owned by mem !!!???
Ha ! maybe you have a point there ! it just says you dont meet our minimum criteria ! which i know i do ! dont have a car either so that optons is out ! would normally manage but it has been my sons birthday so spent a bit more than usual with it being his first !!
thanks for the help but am uk resident so dont qualify ! thanks anyway

Daphne

lela1026 asked:


I need to wipe out everything quickly and show a good payment history. The debts are too old to get a traditonal bank loan. I have thought about the the online cash advance payday high intrest loans b/c I am more lkely to get approved . I am beginning to think it is worth it so that can repay an old debt to my college so I can graduate, finally obtain a regular loan to secure a home loan instead of paying out high rent as a single parent of three. Where can I get this sort of loan and do the ways out weigh the means in my case.

Lynda

Caitlin B asked:


I’m really tight on cash and need atleast $1000 by this time next week. If there are anyother options, please let me know.

Karyn

Jamie W asked:


My credit score is not good enough for even Prosper.com, and I do not believe all these websites that say “We guarantee you money if you send us a $39.95 fee.” I need to catch up a few bills that fell behind because of my husband being unemployed for a couple of months. The problem is, our credit got so crappy because of his unemployment, we accumulated three judgements and collections against us. I do not want anymore judgements because of the stupid payday loans draining our cash. Any other suggestions besides Prosper, payday loans, and those numerous search websites that I have already been to would be great Please do not post something sarcastic just because you are fortunate enough not to have money issues. Unless you know the situation, you really can’t judge someone else.

Trinidad

smoochy asked:


about two to five hundred……any good sites..i’m looking for one i wont have to hassle with…like sending faxes of a bunch of things…kinda quick…thanks in advance…oh and ppl please..ya yah yah i know i shouldn’t get one…but its up to me..i know the consequences blah blah

Desiree

Melanie B asked:


i got a couple of payday loans because i desperately needed them and now they are trying to take cash out of my bank account in which i have nothing in, my employer sends me my check to a bank account my boycousin had to put me on so that they wouldn’t be able to touch my wages, i mean what can they do if you’re in the state of texas?

Marc

me asked:


i need a fast loan …do you know any online

Elsa