Has anyone ever gotten a small loan in the us with bad credit?
March 24th, 2009
Janet E asked:
I was just wondering if anyone ever actually got a small personal loan like $3,000 really quick with bad credit excluding Credit Union, Bank, and from any of the people like F. Linkus or others that usually list. Prosper seems great, but lowest score you can have is 560. What about credit score of 432? My daughter just sent in 3 things to the credit report that have been on there for 11 years. I wonder what that would bring her score to be? She just got behind a month on bills and needs to get caught up. She has 3 degrees and is now teaching but needs a short term loan of $3,000 and can pay back $500.00 a month. She has no rent and no vehicle payment. Just school clothes and to get caught up with bills. Then she would only have 1 payment of $500.00 and just about $500.00 worth of other bills every month -daycare etc. Any ideas. Payday loans are out. Too much interest and not enough money. I need ideas. She is dependable except for just getting behind (spouse problems)
If you leave an e-mail address to contact you, how come you don’t accept e-mail?
Georgia
I was just wondering if anyone ever actually got a small personal loan like $3,000 really quick with bad credit excluding Credit Union, Bank, and from any of the people like F. Linkus or others that usually list. Prosper seems great, but lowest score you can have is 560. What about credit score of 432? My daughter just sent in 3 things to the credit report that have been on there for 11 years. I wonder what that would bring her score to be? She just got behind a month on bills and needs to get caught up. She has 3 degrees and is now teaching but needs a short term loan of $3,000 and can pay back $500.00 a month. She has no rent and no vehicle payment. Just school clothes and to get caught up with bills. Then she would only have 1 payment of $500.00 and just about $500.00 worth of other bills every month -daycare etc. Any ideas. Payday loans are out. Too much interest and not enough money. I need ideas. She is dependable except for just getting behind (spouse problems)
If you leave an e-mail address to contact you, how come you don’t accept e-mail?
Georgia
stevetower
March 26, 2009
The guy who will break your legs if you dont pay.
candycane55
March 28, 2009
For her would probably sign note for her maybe you say then any one who know her would probably.
For her maybe you or some other friend or some other friend or some other friend or some other friend or some other friend or family member if she can find someone to cosign the note for her maybe you or some other friend or family member if she pay as good.
The note for her would probably sign note for her maybe you or some other friend or some other friend or some other friend or family member if she.
The note for her maybe you say then any one who know her would probably sign note for her maybe you or family member if she pay as good as you say then any one who know her would probably sign note.
JLB
March 29, 2009
Try some other financial institutions that offer subprime interest rates such as Beneficial, Wells Fargo Financial, AIG. Some type of collateral or co-signer would help her. And do be careful of the loan scammers. You seem to be aware of them. Good luck.
JuneB
April 1, 2009
Being responsible with a payday loan can actually improve a credit rating. If she has ability to pay, then a payday loan shouldnt be a problem, especially in such a dire situation that you present.
Best of luck to you, hope it all works out.
Gary H
April 4, 2009
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jill r
April 7, 2009
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