Jen asked:


I have a bank and checking account with Bank of America (I got one on July 22nd, so it’s a new account), but I tried applying online for their personal loan and they still denied me (even with a cosigner), even when they didn’t even ask on the form of how much I want to borrow. I heard that payday loans (cash advances) **** as some of them are traps and you usually need to pay it back in full in 2 weeks. I have no credit history and I’m trying to build one. I earn money by selling things I create online. I need $800 fast and don’t have any family or friends I can ask. Do I have any other options? Thanks

Traci

Janet E asked:


I was just wondering if anyone ever actually got a small personal loan like $3,000 really quick with bad credit excluding Credit Union, Bank, and from any of the people like F. Linkus or others that usually list. Prosper seems great, but lowest score you can have is 560. What about credit score of 432? My daughter just sent in 3 things to the credit report that have been on there for 11 years. I wonder what that would bring her score to be? She just got behind a month on bills and needs to get caught up. She has 3 degrees and is now teaching but needs a short term loan of $3,000 and can pay back $500.00 a month. She has no rent and no vehicle payment. Just school clothes and to get caught up with bills. Then she would only have 1 payment of $500.00 and just about $500.00 worth of other bills every month -daycare etc. Any ideas. Payday loans are out. Too much interest and not enough money. I need ideas. She is dependable except for just getting behind (spouse problems)
If you leave an e-mail address to contact you, how come you don’t accept e-mail?

Georgia

butterfly asked:


I don’t want to use any of the places that offer quick cash. I want a real personal loan that i can pay every month to build my credit.

Frederick

jmpoct03 asked:


i had recently fell behind in my bills due to hardship and was wondering if anyone knew of a place i can go to to get a quick personal loan?

Joan

Tx Guy asked:


The interest on the payday loans is really high.

Ebay Selling Advice

Sunfire03 asked:


I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

Forex Profit Guide

Ashy Lady asked:


I came into a little trouble and I need something to get me out of a bind. I would love to have a personal loan to get completely out of this bind and restore my credit rating, but I keep getting turned down. So I must resort to a payday loan. Can some one please help me. I’m serious, I dont need any spammers, fake people or bogus companies reply to this question.

Thanks!

Great Homes

jrvjeo asked:


I have fallen into this payday loan hole, and I can seem to get myself out. What would be the best solution to pay them off fast, if I don’t have the money. Should I try and get a personal loan?

Things To Do In Las Vegas